Buying a Home

Buying a condominium can be an exciting milestone, offering a unique blend of ownership and shared amenities. However, it is crucial to be ...

Even though average home tenure for American families is still less than 10 years, many of our clients have think much further afield, considering ...

Condominiums and townhouses offer an affordable option to single-family homes in most areas. But consider these facts before you buy. 1. Storage. ...

1. It protects your ownership right to your home both from fraudulent claims against your ownership and from mistakes made in earlier sales, such as ...

1. W-2 forms or business tax return forms if you’re self-employed for the last two or three years for every person signing the loan. 2. Copies ...

Answer these questions to help you decide whether moving up makes sense. 1. How much equity do you have in your home? Look at your annual mortgage ...

ƒ Mortgage term. Mortgages are generally available at 15-, 20-, or 30-year terms. The longer the term, the lower the monthly payment if the same ...

Siding: Look for dents or buckling  Foundations: Look for cracks or water seepage Exterior Brick: Look for cracked bricks or mortar pulling ...

1. Be picky, but don’t be unrealistic. There is no perfect home. 2. Do your homework before you start looking. Decide specifically what ...

1. Find a real estate professional who’s simpatico. Homebuying is not only a big financial commitment, but also an emotional one. It’s ...

1. You don’t ask enough questions of their lender and miss out on the best deal. 2. You don’t act quickly enough to make a ...

No home is flawless, but certain physical problems can be expensive. Watch for: 1. Water leaks. Look for stains on ceilings and near the baseboards, ...

If your income and savings are making homebuying a challenge, consider these options. 1. Investigate local, state, and national downpayment ...

Be sure you find a loan that fits your needs with these comprehensive questions. 1. What are the most popular mortgage loans you offer? 2. Which ...

1. Tax breaks. The U.S. Tax Code lets you deduct the interest you pay on your mortgage, property taxes you pay, and some of the costs involved in ...

1. Decide how much home you can afford. Generally, you can afford a home equal in value to between two and three times your gross income. 2. Develop ...

Increase your chances of getting your dream house instead of losing it to another buyer, withthese easy steps. 1.Get prequalified for a mortgage. ...